Author Archives: admin

CMS Develops Continuation Coverage Training for Agents

The Centers for Medicare and Medicaid Services (CMS), together with the Center for Consumer Information & Insurance Oversight (CCIIO), conducted a webinar today for insurance agents about coverage alternatives for people who lose their group health plan coverage. The webinar included clear-cut explanations, from a Federal perspective, about COBRA, Marketplace coverage and Qualified Small Employer Health Reimbursement Arrangements or QSEHRAs.

Click here for a copy of the presentation.

 

article: Republicans give up on Obamacare repeal

Altering Obamacare is “still being looked at. But not with the intensity it was.”

Click here to read article online.

Politico, February 1, 2018 by Burgess Everett

WHITE SULPHUR SPRINGS, W.Va. — Republicans are giving up on their years-long dream of repealing Obamacare.

Though the GOP still controls both chambers of Congress and maintains the ability to jam through a repeal-and-replace bill via a simple majority, there are no discussions of doing so here at House and Senate Republicans’ joint retreat at The Greenbrier resort. Republicans doubt they can even pass a budget providing for the powerful party-line “reconciliation” procedure used to pass tax reform last year, much less take on the politically perilous task of rewriting health care laws in an election year.

“I don’t think leadership wants to,” said Sen. Bill Cassidy (R-La.), who worked with South Carolina Sen. Lindsey Graham (R-S.C.) on a last-ditch repeal effort last fall. “In the sense of Graham-Cassidy, a partisan exercise? Doesn’t look like it.”

Republicans’ decision to abstain from another attempt at gutting Barack Obama’s health law — at least this year — goes back on a pledge the party has made to voters since 2010. And it underscores how Republicans overpromised in their ability to reform the nation’s health care and never fully recognized how divided the party is over key Obamacare planks like protecting pre-existing conditions and preserving the law’s Medicaid expansion.

And now the GOP is facing reality. Senate Republicans would struggle to pass a bill slashing at Obamacare under the best circumstances this year. They lost a Senate seat in Alabama in December and are down another vote as Sen. John McCain (R-Ariz.) undergoes cancer treatment. GOP leaders would rather put the debacle of last year’s failed attempt behind them.

“It would be a heavy lift. I think everybody knows,” said Sen. John Thune (R-S.D.), the No. 3 GOP leader. “We sort of tested the limits of what we can do in the Senate last year. And we’re one vote down from where we were then.”

Republicans very well may lose the House or Senate this fall, which would officially stick a fork in their efforts to move a partisan agenda item like Obamacare repeal while President Donald Trump is in office. But there appears to be no urgency to capitalize on unified Republican control: None of the lawmakers interviewed for this story believe that Congress will pass a budget this year that would allow Republicans to use reconciliation to evade the Senate’s supermajority requirements.

And rather than make a major play to the frustrated conservative base on health care, Senate Majority Leader Mitch McConnell (R-Ky.) has charted a bipartisan approach in his comments when asked about the matter.

“I don’t think we’re going to get a budget. And without a budget I don’t think we can do reconciliation,” said Sen. Shelley Moore Capito (R-W.Va.). “When you hear the leader speak, he’s speaking about bipartisanship. So I think that’s the direction we’re going to go in this year.”

The news is not being taken well in some corners of the party. Rep. Mark Meadows (R-N.C.), who leads the conservative House Freedom Caucus, winced when reminded of the party’s failure to repeal Obamacare and the lack of formal discussion on undermining the law at the retreat.

Yet he was hopeful that Republicans can pick up Senate seats in November and try again with a bigger Senate majority.

“Do I see a full repeal of Obamacare happening on a reconciliation vehicle this year? No. And to suggest otherwise would be to ignore 51 votes in the Senate,” Meadows said. “If we keep the majority in the House and they get a larger majority in the Senate then you might look at a reconciliation vehicle after November.”

Republicans took some heart in having recently passed laws that repealed Obamacare’s individual mandate and delayed some Obamacare taxes. And most GOP lawmakers said that they believed those provisions are as far as they can go given the political constraints and the ugly nature of last year’s attempt, including a failed Senate vote and months of party infighting.

But Graham, for one, is not willing to give up. After a herculean, if failed, effort in September to push legislation repealing Obamacare and block granting federal health care funds to the states, Graham said the GOP will be savaged by its voters if it tries to give up on fully scuttling the law.

“We’re coming back at it. Republicans have no choice but to try to replace Obamacare after repealing the individual mandate,” he said, citing an obligation to GOP voters to try again. “I’m certainly not giving up without a fight. And to any Republican who thinks you can avoid the consequences of Obamacare collapsing, you’re kidding yourself.”

Asked about Graham’s latest push, Thune responded: “We’ll believe it when we see it.”

“If he’s got 50 for it, more power [to him],” Thune said. “The leader’s not going to bring that up if he can’t get it through.”

In the meantime, some members of both parties are pushing bills to help stabilize the insurance markets, hoping to bring down premiums after Trump eliminated key payments to health insurers. But even that effort has flagged in recent weeks as conservatives have fought any effort seen as propping up Obamacare, most notably the stabilization bill written by Sens. Lamar Alexander (R-Tenn.) and Patty Murray (D-Wash.).

“It’s on the backburner too,” Capito said. Altering Obamacare is “still being looked at. But not with the intensity it was.”

Senate confirms Azar as HHS secretary

The Senate on Wednesday approved Alex Azar to head HHS, where he’s expected to reshape the ACA exchanges that face uncertain futures after executive and legislative efforts to dismantle them.

By Susannah Luthi of Modern Healthcare


January 24, 2018


The Senate on Wednesday approved Alex Azar to head HHS, where he’s expected to reshape the ACA exchanges that face uncertain futures after executive and legislative efforts to dismantle them.


Azar fills a vacancy left by former HHS secretary Dr. Tom Price, who 
resigned in September over his use of private jets on the government’s dime.


Many Democrats voted against the nominee citing his record as a drug company executive who oversaw sharp price spikes during his tenure at pharmaceutical giant Eli Lilly & Co. 


Azar takes over at HHS after a tumultuous year on the healthcare policy front. Although congressional Republicans 
ultimately failed to repeal the Affordable Care Act after three attempts, they eliminated the individual mandate penalty and delayed key ACA taxes meant to offset the costs of the program. 


President Donald Trump’s executive order to 
expand association health plansleaves the door open for substantial changes to the law’s coverage mandates. As HHS secretary, Azar has vast authority to dictate terms of 1332 waivers states can use to reshape their exchanges.


Azar vowed over the course of his Senate confirmation hearings to address escalating drug prices, but he limited specific recommendations to a pharmaceutical benefit manager model to negotiate drug prices 
for Medicare Part B’s physician-administered sales and expanded generic competition


Senators have begun to release Azar’s written testimony for the record as well to shed further light on his policy bent and how his work will align with the Trump administration’s work over the past year and shift away from past currents.


One example is his neutral stance on a recent recommendation from the HHS Office of the Inspector General to add medical device identifiers to billing claims after the office found the government had spent $1.5 billion in Medicare funds to treat people who had failed cardiac implants. 


Murray noted in her questions that providers have said the addition wouldn’t add undue burden, but Azar didn’t commit to following the OIG recommendation before talking to all stakeholders involved “to understand the potential benefits and talks.”


Advocates of the billing system change are already worried his noncommitment signals that it won’t happen since the forms get a redesign only once every 10 years.


As former general counsel at HHS, Azar brings administrative chops to the job that his embattled predecessor Price lacked. He helped launch the Medicare Advantage program as HHS general counsel under President George W. Bush.


Former colleagues praise Azar’s efficiency and leadership — traits that make Democrats who oppose his policies wary of the direction he is likely to take the department.


“This nomination is about more than just the administration’s failure on prescription drug prices,” Sen. Ron Wyden (Ore.), ranking Democrat on the Finance Committee, said on the Senate floor Tuesday. “It’s a referendum on an entire healthcare agenda.”


Wyden went on to say that he has “no confidence Mr. Azar will change course at HHS” from the Trump administration’s current actions.

Unlock Your Sales Potential in 2018

We want YOU to “Unlock Your Sales Potential in 2018”– you could earn big rewards when you sell Kaiser products. 

Through the Group Production Reward program, Kaiser issues a one-time bonus of $1,000 to brokers who enroll new groups with 25+ subscribers and effective dates of 1/1/18 through 12/31/2018. You’ll also receive a bonus of $25 for each additional member who enrolls after the first 25 subscribers!

But that’s not all! With Kaiser’s Total Replacement Reward, you can earn up to a $10,000 bonus when you make Kaiser the sole carrier for a new or renewing group. This promotion applies to large and small groups with effective dates of 1/1/18 through 12/31/18. See the earnings chart for new business below:

  Number of subscribers enrolled     Reward  
10-19 $1,000
20-29 $2,000
30-39 $3,000
40-49 $4,000
50-199 $5,000
200-499 $7,500
500+ $10,000

Click here to download more program details and conditions.

10 self-improvement tips from thought leaders

Being successful is all about having the right mindset (and the drive, and knowledge). But how do you acquire that? Does it just happen? Obviously not, otherwise we wouldn’t be writing this and you wouldn’t be reading it.

January 18, 2018

By BenefitsPRO Editors

Click here to read online.

 

Being successful is all about having the right mindset (and the drive, and knowledge).


But how do you acquire that? Does it just happen?


Obviously not, otherwise we wouldn’t be writing this and you wouldn’t be reading it.


There are many ways to improve ourselves career-wise. For example, BenefitsPRO’s editor in chief, Paul Wilson, says, “In my years covering the
 industryI’ve learned a lot from reading reports and analyzing studies, but my greatest source of knowledge has been conversations with industry experts, whether in the form of a desperate call or email, or an informal chat over beers at an industry conference.


Although he’s not a
 broker, Wilson says, “I know first-hand how daunting and intimidating it can be to join this industry and try to make your way. I also know the best antidote is a friendly smile on a familiar face.”


But sometimes all we need is a little dose of inspiration or
 encouragement. And luckily you can also find that strength for the journey from people outside the benefits industry. 


For brokers looking to push themselves beyond their limits in the coming year, here’s some advice from 10 people who, though not benefits brokers, undeniably know a thing or two about success:


1. 
“I think that’s the single best piece of advice: Constantly think about how you could be doing things better and questioning yourself.” —Elon Musk, Tesla Motors


2. 
“Be the buffalo. Wilma Mankiller, the first female principal chief of the Cherokee nation, once told me how the cow runs away from the storm while the buffalo charges directly toward it—and gets through it quicker.” —Donna Brazile, political strategist


3. 
“Ignore the politics, focus on doing a good job.The main thing is to keep the main thing the main thing. If you do a good job, that will all take care of itself.” —Bobby Jindal, politician


4. 
“When it’s tough, will you give up, or will you be relentless?” —Jeff Bezos, Amazon.com


5. 
“Surround yourself with people who challenge you, teach you, and push you to be your best self.” —Bill Gates


6. 
“When you’re listening to any prospect, do so as if you’re hard of hearing. Visualize them, and listen as if you need to read their lips.” —Art Sobczak, sales expert and author


7. 
“Is it better for your prospects to be told how great you are or discover how great you are? Start practicing discovery-based selling.” —Charles Bernard, Criteria for Success


8. 
“My experience has shown me that the people who are exceptionally good in business aren’t so because of what they know but because of their insatiable need to know more.” —Michael Gerber, author


9. 
“Try new things. Take prudent risks. Learn from people willing to share from their experiences. The person who is curious and nimble will succeed over time.” —Linda LeMura, LeMoyne College President


10. 
“Move fast and break things. Unless you are breaking stuff, you are not moving fast enough.” —Mark Zuckerberg, Facebook

Get ready for a revived brawl over single-payer healthcare in California

Decisions by Congress and the Trump administration could shift priorities in the state budget. 

Click here to read the article online.

by Melanie Mason, December 28, 2017, Los Angeles Times

Whether it was bracing for a possible repeal of Obamacare or pondering an ambitious single-payer program that would overhaul how California provided medical care to its residents, the issue of healthcare kept politicians and policy wonks busy in 2017.

That’s not likely to let up in 2018.

Decisions by Congress and the Trump administration could shift priorities in the state budget. The crusade for single-payer healthcare is sending lawmakers — and candidates — scrambling. And long-simmering issues such as rising prescription drug costs continue to draw attention in Sacramento.

Here’s a primer on the healthcare agenda in California politics.

1. All eyes on Washington, D.C.

The GOP-led effort to repeal and replace the Affordable Care Act fizzled, but in the tax overhaul, congressional Republicans managed to roll back a long-targeted provision of the healthcare law: the individual mandate that requires people to buy insurance or pay a penalty.

The repeal of the individual mandate will likely result in higher insurance premiums across the country, according to the Congressional Budget Office, because healthier people would drop out of the market, leaving insurers with a sicker — and costlier — risk pool.

The mandate repeal could upend insurance exchanges in states with few insurers or high costs. In California, the impact would be softened because there are more insurers participating and new consumers joining the market, said Peter V. Lee, executive director of Covered California, the state’s insurance exchange.

“The individual mandate is an important element of the Affordable Care Act, but it is not the glue that holds it all together,” Lee said. “The secret sauce to affordability is the financial assistance provided through subsidies,” which have not changed.

Uncertainty from the federal government has kept Covered California on its toes. In August, officials announced that premiums for insurance plans for the next year would rise by an average of 12.5%. The exchange also stepped up its marketing and outreach spending in hopes of addressing confusion stemming from Washington.

Some policymakers, including Lee, have mulled the possibility of a state-level individual mandate, but that would require a major legislative lift.

Also on the horizon: a potential tug-of-war over government healthcare programs such as Medicare and Medicaid. House Speaker Paul D. Ryan (R-Wis.) has said he wants to tackle “healthcare entitlements” in the coming year.

Any changes to Medicaid funding could have drastic impact in California, where a third of residents get healthcare through Medi-Cal, as the program is known in the state.

“We are very much girding for a mother of all Medicaid battles,” said Anthony Wright, executive director of Health Access California, a consumer advocacy group.

Gov. Jerry Brown’s administration will be closely monitoring the goings-on in Washington, but don’t expect any contingency plans to be laid out in public when the governor unveils his budget plan.

“Until and unless there is a change in federal law…the rule of thumb is we budget under current law,” said H.D. Palmer, spokesman for Brown’s Department of Finance.

2. The brawl over single-payer continues

California Democrats put up a united front in opposing repeal of the Affordable Care Act. But another major healthcare proposal — a statewide single-payer system — fractured the party in 2017 and is poised to deepen those divisions.

Senate Bill 562, which would establish a system in which the state would pay for nearly all healthcare costs for its residents, electrified liberals. But Assembly Speaker Anthony Rendon (D-Paramount) shelved the bill, calling it “woefully incomplete” because of a lack of funding and other unanswered questions about implementation, sparking a backlash from his party’s leftward flank.

Seeking to redirect the debate, the Assembly has held a number of hearings in recent months to explore how to achieve “universal healthcare,” be it through a single-payer model or other ways to expand coverage. The hearings compared systems in other states and countries and looked into other ways to control costs.

Wright said it’s likely that new policy proposals will result from the hearings and the debate sparked by SB 562. Assembly Democrats already signaled they’ll be seeking to expand Medi-Cal access to cover all uninsured adults, including those without legal immigration status.

“There is a growing desire to figure out what are the major steps we can take forward to get to universal or near-universal coverage,” Wright said.

The California Nurses Assn., which sponsored the single-payer bill, wants to see that legislation move forward.

“It’s full speed ahead as far as we’re concerned. Nothing’s changed,” said Don Nielsen, policy director for the union. “The momentum is there. We need to do single-payer guaranteed healthcare for all.”

Expect the heated single-payer debate to ripple through the state’s marquee political races for governor and U.S. Senate, too.

3. Prescription drugs remain in the spotlight

Labor groups, consumer advocates and health insurers notched some major wins against the pharmaceutical industry in 2017. Two high-profile laws passed: increasing disclosure on how prescription drugs are priced and cutting back on the use of discount coupons, which some studies suggest help contribute to high premiums.

The battle is set to carry on into 2018. Drug manufacturers have sued in federal court to block the disclosure law, SB 17, arguing it is unconstitutional and “intentionally exports California’s policy choices regarding prescription drug pricing on the entire nation.”

The Legislature will consider at least three additional bills to address drug prices. Assemblyman Jim Wood (D-Healdsburg) is working with the Brown administration on AB 315, which would establish regulations of pharmacy benefit managers, which act as middlemen between drug makers and purchasers.

Also pending is SB 790 by Sen. Mike McGuire (D-Healdsburg), which would limit gifts that pharmaceutical companies can give to doctors, and AB 587 by Assemblyman David Chiu (D-San Francisco), which would require state agencies to meet regularly to find ways to curb drug costs.

“We want to work with legislators on real solutions that will help patients,” said Priscilla VanderVeer, deputy vice president of public affairs for Pharmaceutical Research and Manufacturers of America.

___

For further assistance, please contact your Dickerson Account Executive.

Health Net’s Q2 Updates Are Here

Health Net’s Q2 HMO & PPO small group rates are here! Keep reading to see rate changes for each region.

  • PPO & Enhanced Care PPO: Rate Pass
  • HMO & HSP plans: Average rate decrease of 2.2%
  • Dental/vision: No Change
  • Life: No Change
  • Voluntary Chiro: No Change
 

Health Net is also seeing decreases in their affordable HMO plans:

 

WholeCare (most plans):

  • Avg. rate decrease of 4%-5% in Los Angeles County
  • Avg. rate decrease of 5.3% in Riverside/San Bernardino
  • Generally flat in Orange County
  • Avg. rate decrease of 5.2% in San Diego County
 

SmartCare (most plans):

  • Avg. rate decrease of 5.6% in Los Angeles County
  • Nominal rate increase in Riverside/San Bernardino
  • Avg. rate decrease of 4.6% in Orange County
  • Generally flat in San Diego County
 

Salud (most plans):

  • Avg. rate decrease of 7.4% in Los Angeles County
  • Avg. rate decrease of 4.4% in Riverside/San Bernardino
  • Generally flat in Orange County
  • Avg. rate decrease of 4.4% in San Diego County
 
Click here to view more of Health Net’s Q2 Updates.

Dickerson Update January 2, 2018

Happy New Year! It’s time to say goodbye to 2017, so arm yourself with the latest carrier news to stay ahead of the competition in 2018Please contact your Dickerson Account Executive for more information on any of the following articles.

Click here to view as a web page.
Click here to download a printable pdf.


Legislative Updates

IRS Extends Due Date for Employers and Providers to Issue Health Coverage Forms to Individuals in 2018

The IRS has announced a 30-day extension to the 2018 due date to provide 2017 health coverage information forms to individuals. The following entities now have until March 2, 2018 to provide Forms 1095-B or 1095-C to individuals:

 

  • Insurers
  • Self-insuring employers
  • Coverage providers
  • Applicable Large Employers
The extension is automatic, and does not need to be requested. The due dates to file 2017 returns with the IRS are unchanged:

 

  • February 28, 2018 (Paper filers)
  • April 2, 2018 (Electronic filers)

Click here for more information.

 

Congress Passes New Tax Bill: What it Means for You
This article was originally written and published by PrimePay

On December 20, the Senate passed the Tax Cuts and Jobs Act. Here’s what the new law will change with regard to the insurance industry: 

 

  • Repeals the ACA’s individual mandate by lowering the penalty to $0.00, effective January 1, 2019 
  • NO CHANGE to the ACA employer mandate— employers still must offer minimum value group health coverage, or else risk paying “employer shared responsibility” penalties 
  • Eliminates bicycling commuting reimbursements 
  • Eliminates employer deduction for providing any qualified transportation plan 
  • Effective 1/1/2018, employers no longer receive tax deductions for paying employee parking and/or transit costs. However, employees who pay for their own transportation are still permitted to use pre-tax income
  • Eliminates qualified moving expenses for all individuals, except for uniformed service members moving due to permanent change of station
  • Adds new employer credit subject to the Family and Medical Leave Act (FMLA), which will be a dollar amount equal to a percentage of wages paid to qualifying employees during their FMLA leave 

Click here for a detailed article with more information from PrimePay, a Dickerson partner.


Group Updates

Aetna 

Dickerson would like to remind you to please use Aetna’s updated Employer Application and Employee Enrollment/Change Form for February 2018 effective dates and beyond. Click the links above to download the forms. 

Starting January 1, 2018, all Aetna new business sales support will come from Aetna’s ACA New Business Unit. So if you have questions about…

 

  • Quoting/Rating Tools
  • New Business Requirements
  • Case Installation status

…Aetna’s ACA New Business Unit can help. 

Contact them Mon-Fri, 5:00 am – 5:00 pm PST at ACANBUBrokerSupport@aetna.com, or (844) 241-0209.

 

Blue Shield of California

Blue Shield has unveiled their newest Broker Incentive program for 2018. Earn $10 per net-new member for dental, vision, and life sales when you sell to groups of 1-100 employees through Dickerson. There is no limit to how much you can earn, so get started today!

The incentive program runs from effective dates of January 1, 2018 through December 1, 2018. Click here to download an informational flyer with more program details.

NEW! Tandem PPO Network for Los Angeles and Kern counties. With the same benefits as Blue Shield’s Full PPO Network plans, 60% of the provider network, and lower premiums than Full PPO plans, Tandem PPO might be the right, affordable choice for some of your groups. Click here for more information.

2018 Tandem PPO plans

Platinum Tandem PPO 0/10 OffEx Gold Tandem PPO 750/30 OffEx Silver Tandem PPO 1700/55 OffEx
Platinum Tandem PPO 250/15 OffEx Silver Tandem PPO 2000/45 OffEx Bronze Tandem PPO 3750/65 OffEx


Speed up the enrollment process with EaseCentral, which now generates submission-ready Blue Shield Enrollment Spreadsheets! Contact your Dickerson Account Executive to start the EaseCentral build-out and enrollment process through Dickerson. If you do not have a Dickerson Account Executive, shoot an email to sales@dickerson-group.com,

While you are researching Blue Shield’s plans and networks, check out their new marketing campaign, called “We Care About Here.” This campaign features real stories from real Californians throughout the state. Click here to view some of these videos. Show them to prospective groups as an intro to Blue Shield!

Click here to quote Blue Shield plans.

 

Covered California for Small Business (CCSB)

Covered California for Small Business (CCSB) has announced a new bonus program for CCSB agents selling in 2018.

The Partnership Bonus Program offers CCSB agents a chance to earn generous bonuses with each sale, on top of a 5% commission rate! Here’s how the program works when you sell CCSB for January – June 2018 effective dates:

# of Enrolled Employees

Total Bonus Earned

51-100

$5,000

26-50

$2,500

16-25

$1,000

6-15

$500

Remember, the Covered California for Small Business health plan portfolio offers a wide range of options, with:

  • Competitively priced limited-network plans
  • 2 full-network PPO plans

Click here to access a flyer with more details.

 

Health Net

Effective January 1, 2018, Health Net’s Commercial Member Medical Claim Form submission address will change to the following:

Health Net Commercial
P.O. Box 9040
Farmington, MO 63640‐9040

This change applies to medical claims only. IFP, group, Medicare group, Medicaid and Medi-Cal lines of business in Arizona, California, Oregon and Washington are all affected by the above address change.

Click here to download a PDF detailing all of Health Net’s claim address changes.

 

TASC

Dickerson and our partner TASC are teaming up for a Southern California CE Tour! With stops in Los Angeles, Orange County, San Diego, and the Inland Empire, there’s no excuse to miss this!

Each session will cover the intricacies of FMLAs, HSAs and FSAs. They may be complex topics, but trust us, if anyone can make them interesting to learn about, it’s Carolyn McNary, TASC’s very own presenter extraordinaire!

Visit our Calendar of Events for more information and registration links.

TASC offers a number of special offers when you buy their products through Dickerson:

  • For information on TASC’s Discounted Bundled Servicesclick here.
  • To learn about their Price-Match Guarantee promotion, click here.

IFP Updates

Molina Healthcare

Members who made changes to their enrollment application after 12/01/17 may have been over-charged if the changes decreased their monthly premium.

Molina sent notifications to members about the possible over-charge in their 12/26/17 invoice, and requested members check their Molina portal to verify the AutoPay amount.

Molina is in the process of sending refunds to the original forms of payment.

  • If a member has less than $100 in credit on their account, the over-charged amount will be applied to their future monthly premiums, or the member can request a refund. 
  • If a member has $100 or more in credit, the refund will be automatically issued to them.

If you have any questions, please contact Molina Broker Support at MPBrokersupport@molinahealthcare.com or call them: (855) 885-3179, Option 1.


L.A. Care Covered

Your L.A. Care Covered clients may have recently experienced intermittent availability with the binder payment system in their member portal. If this is the case, please inform your clients that L.A. Care has corrected the issue.

If your clients are still not able to complete their payment, please instruct them to call L.A. Care Member Support: (855) 270-2327, option 2.

Please Note
Effective 1/1/2018, PayNearMe is no longer accepted as a method of payment for monthly premiums.

Click here for more information on L.A. Care’s accepted payment methods.

Earn Extra Rewards When You Sell Blue Shield Specialty Products

Blue Shield has unveiled their newest Broker Incentive program for 2018. Earn $10 per net new member for dental, vision, and life sales when you sell to groups of 1-100 employees through Dickerson. There is no limit to how much you can earn, so get started today!


The incentive program runs from effective dates of January 1, 2018 through December
 1, 2018. 
Click here
 for an informational flyer with more program details.

IRS Extends Due Date for Employers and Providers to Issue Health Coverage Forms to Individuals in 2018

WASHINGTON ― The IRS announced today that it has extended the 2018 due date for certain entities to provide 2017 health coverage information forms to individuals. 

Click here to read online.
Click here to download as a pdf.

WASHINGTON ― The IRS announced today that it has extended the 2018 due date for certain entities to provide 2017 health coverage information forms to individuals.   Insurers, self-insuring employers, other coverage providers, and applicable large employers now have until March 2, 2018, to provide Forms 1095-B or 1095-C to individuals, which is a 30-day extension from the original due date of Jan. 31.   Insurers, self-insuring employers, other coverage providers, and applicable large employers must furnish statements to employees or covered individuals regarding the health care coverage offered to them. Individuals may use this information to determine whether, for each month of the calendar year, they may claim the premium tax credit on their individual income tax returns.

This 30-day extension is automatic. Employers and providers don’t have to request it. The due dates for filing 2017 information returns with the IRS are not extended. For 2018, the due dates to file information returns with the IRS are:

  • Feb. 28 for paper filers
  • April 2 for electronic filers

Because of these extensions, individuals may not receive their Forms 1095-B or 1095-C by the time they are ready to file their 2017 individual income tax return. While information on these forms may assist in preparing a return, the forms are not required to file. Taxpayers can prepare and file their returns using other information about their health coverage. They do not have to wait for Forms 1095-B or 1095-C to file.

More information is contained in Notice 2018-06. Also visit www.irs.gov/aca for more.